Partnering with clients to achieve
their personal financial goals
Services
At Acuity Wealth we offer comprehensive financial planning services that are customized to meet your individual needs. Our experienced team of financial advisors are here to help you plan a successful financial future by helping you make informed decisions.
Business Ownership
For business owners seeking financial stability and growth, implementing prudent strategies is crucial. Our team can help implement financial strategies that help in maintaining a detailed budget and regularly reviewing financial statements which can offer insights into cash flow, allowing for informed decisions. Diversification of revenue streams which will help minimize risks associated with reliance on a single source. Additionally, optimizing tax strategies by leveraging deductions and credits can significantly impact profitability. Helping business owners to employ these strategies can fortify a business's financial position and foster sustained success.
Employee Share Schemes
Our financial planning services for employee share schemes are crucial in maximizing the benefits and managing the complexities associated with such schemes. These services offer guidance to employees on understanding the intricacies of share options, restricted stocks, or other equity-based compensation offered by employers. Acuity Wealth specialize in this area, and help employees make informed decisions by evaluating tax implications, timing of stock options exercising, and diversifying their investment portfolio to manage risk. We assist in devising strategies aligned with individual financial goals, whether it involves holding, selling, or hedging shares acquired through the scheme. Ultimately, our services aim to empower employees to leverage their share scheme benefits effectively, optimizing their financial outcomes while navigating the nuances of equity-based compensation.
Insurance
Financial planning plays a pivotal role in both marriage and divorce. For couples planning to wed, it's crucial to establish open communication about financial goals, spending habits, and individual debts. Crafting a joint budget and setting mutual financial objectives can pave the way for a stable future together. Conversely, in the unfortunate event of divorce, seeking financial planning services becomes paramount to navigate the division of assets, debts, and potentially altered income streams. Our team specialises in divorce financial planning and can provide guidance on equitable distribution, tax implications, and long-term financial implications post-divorce. Our expertise assists in creating a clear financial roadmap, ensuring a fair and secure financial footing for each party involved in the dissolution of the marriage.
Retirement
At Acuity Wealth our retirement planning service is comprehensive and designed to ensure individuals can achieve their desired lifestyle after they stop working. This service involves meticulous assessment of current financial status, setting retirement goals, and creating a tailored strategy to reach those objectives. Our team can help in determining retirement income needs, considering factors such as healthcare costs, living expenses, and desired leisure activities. We help to optimize retirement savings by advising on investment allocation, maximizing retirement account contributions, and creating diversified portfolios to mitigate risks. Additionally, we provide guidance on social security optimization and pension decisions. Continuous monitoring and adjustments to the retirement plan ensure alignment with changing circumstances and market conditions, offering peace of mind for a financially secure retirement.
Superannuation
Our services for managing superannuation and investments are integral for securing your robust financial future. For superannuation, our team can help in optimizing contributions, selecting appropriate investment options, and planning for retirement. In consultancy we offer insights into the complexities of superannuation regulations, ensuring compliance while maximizing growth potential. Moreover, we can assess risk tolerance and financial goals to tailor investment strategies, diversifying portfolios across various assets to mitigate risks. We continuously monitor and adjust investment allocations, considering market changes and individual circumstances, to optimize returns while aligning with long-term objectives. Overall, our services aim to enhance the performance of superannuation funds and investments, fostering financial security and growth for individuals in both the short and long term.
Estate Planning
Our advisors work with clients for inheritance planning- strategizing to manage and maximize the transfer of wealth from one generation to another. We can help individuals in structuring their estate plans efficiently to minimize tax implications and ensure the smooth transfer of assets to beneficiaries. We can also help in creating wills, trusts, and establishing mechanisms for asset distribution according to the client's wishes. At Acuity Wealth we can provide guidance on gifting strategies during the client's lifetime to reduce the size of the taxable estate. Additionally, we offer advice on managing inherited assets, including investments, real estate, or business interests, to optimize their growth potential while considering the beneficiaries' needs and financial goals. Overall, our financial planning services for inheritance focuses on preserving and effectively transferring wealth to heirs while minimizing tax burdens and maintaining financial stability for future generations.